About S.D.L. Süddeutsche Leasing AG

A family-owned financing partner, built for institutional trust.

Being a family enterprise isn't a marketing line here — it's an obligation to the people who built the business and the ones who will run it next.

Our Story

Independence, tested through market cycles.

S.D.L. Süddeutsche Leasing AG is an independent, family-run leasing company built around a straightforward premise: understand the client's business well enough to structure financing that actually fits it, rather than sell whatever product happens to be on the shelf.

That approach was tested directly during the 2008–2009 financial crisis, when tighter bank lending choked off investment for many mid-sized businesses. The response was not to pull back, but to lean further into structured, relationship-based financing — a posture that still shapes how the company operates today.

From Leasing To Platform

Building the technology layer in-house.

In 2021, S.D.L. Süddeutsche Leasing AG's founder and main shareholder co-founded cap-on, a dedicated fintech venture, to build the Asset-as-a-Service and Pay-per-Use infrastructure the leasing business now runs on.

Technology development runs out of Berlin; the leasing and advisory business remains headquartered in Elchingen — combining decades of credit and leasing experience with a team built specifically for usage-based, data-driven financing.

Leadership

The executive board.

Andreas Müller

Chairman of the Board (Vorstandsvorsitzender)

Founder and main shareholder, with many years of experience in financial services, international M&A and project development.

Salvatore Passarelli

Member of the Board

Part of the executive team guiding the company's leasing and structured finance operations.

Peter Fetzer

Member of the Board

Part of the executive team guiding the company's leasing and structured finance operations.

ESG & Compliance

Regulated, registered and built for audit.

Reg.

BaFin Registration

Regulated financial services institution under Section 32(2) of the German Banking Act (KWG), supervised by BaFin.

Reg.

Commercial Register

Registered with the local court (Amtsgericht Memmingen) under HRB 14199.

ESG

CSRD-Ready Reporting

Asset-level CO₂ data structured for CSRD, EU Taxonomy and LkSG disclosure requirements.

ESG

ESG-Integrated Finance

Sustainability criteria embedded directly into financing structures, not layered on afterward.

Work With Us

Talk to the team behind the platform.

Every engagement starts with a conversation, not a proposal template.

Request an Advisory Consultation