S.D.L. Süddeutsche Leasing AG combines leasing, Mietkauf and Pay-per-Use financing with IoT-based asset monitoring and ESG-integrated advisory — one partner for the capital, the contract and the data behind every asset you finance.
Whether you need a straightforward lease, an off-balance Pay-per-Use structure, or a fully engineered financing package, S.D.L. Süddeutsche Leasing AG designs it, contracts it and monitors it end-to-end — so your team manages one relationship instead of four separate vendors.
Every solution below is designed, contracted and — where relevant — monitored by the same S.D.L. Süddeutsche Leasing AG team.
Classic leasing preserves your credit lines; Mietkauf transfers legal ownership at term-end. Sale & Lease Back releases capital tied up in assets you already own.
View Leasing & MietkaufUsage-based structures with dynamic pricing and risk-and-revenue sharing — engineered for IFRS 16 off-balance treatment with our technology venture, cap-on.
View Asset-as-a-ServiceCorporate finance, financial engineering and ESG-integrated funding strategy — from syndicated credit lines to working-capital facilities and cross-border structuring.
View Structured FinanceEvery financed asset can receive a Digital Asset Passport — real-time telemetry, predictive maintenance alerts and audit-ready ESG data in one dashboard.
View Technology LayerEvery asset can be connected to our IoT Data Hub — turning a financing contract into a live operational and financial record.
Autonomous alerts flag downtime risk and performance deviations before they become costly.
Every connected asset carries a full record of usage, wear and service history.
IoT gateways connect assets worldwide into a single monitoring view, wherever they operate.
Asset-finance structures engineered for IFRS 16 / HGB off-balance treatment where required.
Machinery, production lines and plant equipment financed and monitored across their working life.
A long-standing focus, including tooling and body-engineering equipment for OEMs and suppliers.
Fleets, handling equipment and infrastructure assets financed with usage-based flexibility.
Assets financed with CO₂ and ESG data built in from day one, not added on afterward.
Preserve credit lines and free up capital tied to assets you already own.
Lower Total Cost of Ownership through structured, usage-based contracts.
Predictive maintenance and early-warning telemetry reduce downtime and residual-value risk.
Asset-level CO₂ and lifecycle data, ready for CSRD, EU Taxonomy and LkSG reporting.
We assess your balance sheet, funding goals and asset base to design the right mix of leasing, Mietkauf or Pay-per-Use.
Terms are structured for IFRS 16 / HGB treatment, ESG criteria and your preferred on- or off-balance outcome.
Assets are financed and, where applicable, connected to the IoT Data Hub for real-time visibility.
Predictive maintenance, anomaly alerts and ESG reporting run continuously through Asset 360°.
At term-end, we revisit ownership, refinancing or Sale & Lease Back options using real usage data.
Leasing structuring and financial engineering sit under one roof, not split across separate providers who don't talk to each other.
Our IoT and Asset-as-a-Service infrastructure is developed with cap-on, our own fintech venture — not a bolted-on third-party tool.
Decisions are made locally and quickly, without the layers of approval typical of a large banking-group hierarchy.
Composite scenarios reflecting typical engagements. Named case studies and verified client results are available on request.
A Tier-1 automotive supplier restructured owned production equipment into a Sale & Lease Back arrangement — releasing working capital while retaining full operational use, with utilization visible through Asset 360°.
A mechanical engineering manufacturer moved part of its machine fleet to a Pay-per-Use structure, aligning financing cost with output and supporting off-balance treatment under IFRS 16.
An industrial group integrated CSRD-aligned reporting requirements into a structured financing package, using asset-level CO₂ data captured through the IoT Data Hub.
Speak with our advisory team about leasing, Pay-per-Use, structured finance or IoT-monitored asset programs — no obligation, one conversation.